Human are an income earning asset. In case of his loss, family will suffer emotionally and also financially.
Every income earning asset and assets raised out of investment should be insured against any potential damage. Thus resulting financial loss will get diminished out of the proceeds from insurance claim.
So it is good to start early for an insurance cover.
Starting early means. lesser premium, chances of rejection of policy issuance on medical grounds are lesser.
Intensity of medical examination will also be lesser when compared one with 10 years more age.